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How Video Poker Payout Tables Work: A Beginner-Friendly Guide

How Video Poker Payout Tables Work: A Beginner-Friendly Guide

Admin09/17/202609/17/2026

Video poker can look like a slot machine at first, but the information displayed above the cards is much more important than decoration. That grid of hands and numbers tells you exactly which final combinations qualify for prizes and how much each one pays.

Understanding How Video Poker Payout Tables Work is useful because two machines with nearly identical graphics can offer noticeably different mathematical returns.

Once you know how to read poker hands, bet columns, and common labels such as 9/6 Jacks or Better, comparing different versions becomes much easier.

What Is a Video Poker Payout Table?

A payout table, or paytable, lists the winning poker hands available in a particular game and the amount paid for each one.

In Jacks or Better, a typical list begins with a pair of Jacks or higher and progresses through Two Pair, Three of a Kind, Straight, Flush, Full House, Four of a Kind, Straight Flush, and Royal Flush.

A standard full-pay 9/6 Jacks or Better schedule pays 9 units for a Full House and 6 for a Flush, while other common hands pay 4 for a Straight, 3 for Three of a Kind, 2 for Two Pair, and 1 for Jacks or Better.

Those numbers are not probabilities. They describe the payout relative to the amount wagered.

That distinction is essential when reading the table correctly.

Why Games Are Called 9/6 or 8/5

Video poker players often describe a machine with shorthand such as 9/6 Jacks or Better.

The first number normally refers to the Full House payout, while the second refers to the Flush.

So a 9/6 version pays 9 units for a Full House and 6 for a Flush. An 8/5 version pays only 8 and 5 for those same hands.

That may appear like a very small difference.

Mathematically, however, those frequent hands contribute significantly to the game’s theoretical return.

Wizard of Odds calculates a maximum theoretical return of about 99.54% for 9/6 Jacks or Better with optimal play. A common 8/5 version falls to around 97.3%.

This is why reading the paytable matters more than simply recognising the game’s title.

How the Coin Columns Work

Classic video poker machines often display several payout columns.

These traditionally represent wagers of one, two, three, four, or five credits.

Suppose the Flush row pays 6 credits for each credit wagered. The table might therefore show 6, 12, 18, 24, and 30 across the five columns.

Most ordinary hands increase proportionally.

If Three of a Kind pays three credits per unit, betting two credits returns six, while five credits returns fifteen.

This makes the table relatively easy to understand.

However, one important hand often breaks that proportional pattern: the Royal Flush.

That exception is why checking every column is useful rather than assuming all payments scale identically.

Why the Royal Flush Column Looks Different

In many traditional video poker schedules, a Royal Flush receives a disproportionately larger payment at the maximum five-credit wager.

A classic Jacks or Better table can show Royal Flush payments of 250, 500, 750, 1,000, and then 4,000 credits from one through five credits.

Notice the jump.

Four credits produce 1,000, but five credits produce 4,000 rather than 1,250.

That is a special maximum-credit bonus built into the payout schedule.

Wizard of Odds calculates that playing fewer than the maximum coins on this classic structure reduces the theoretical return by roughly 1.36 percentage points because the Royal Flush pays only 250 per coin instead of 800 per coin.

That does not mean players should increase a wager beyond their budget. If a machine uses this structure, selecting a lower coin denomination can be a more sensible way to understand the same mechanic without stretching spending.

Winning Hands Must Match the Game Variant

Not every video poker game pays the same hands in the same way.

Jacks or Better uses a pair of Jacks, Queens, Kings, or Aces as its lowest normal winning hand.

Deuces Wild works differently because all twos act as wild cards. Bonus Poker and Double Double Bonus may pay additional amounts for particular Four of a Kind combinations.

Therefore, copying one payout table and applying it to another game would be a mistake.

The rules and paytable should be read together.

UK Gambling Commission standards require applicable rules, potential payouts, and information about the likelihood of winning to be accessible before customers gamble. Paytables are specifically identified as one acceptable way of communicating potential prizes.

That makes the paytable the practical starting point for understanding a new variant.

Payout Tables and Strategy Are Connected

Video poker differs from a standard slot because the player makes a decision after receiving the first five cards.

You decide which cards to hold and which to discard.

The best choice depends partly on what the paytable rewards.

For example, imagine being dealt four cards toward a Flush plus a low pair.

In full-pay Jacks or Better, the expected value of drawing toward the Flush can make that choice preferable under the correct circumstances. Strategy charts are calculated by comparing the expected returns of all possible holds.

Change the paytable and some borderline decisions can change as well.

That is why using a strategy created for one version on a substantially different payoutt schedule may not be mathematically exact.

Paytable and strategy are connected rather than completely seperate parts of the game.

How Payout Tables Affect RTP

Return to player, or RTP, represents the theoretical long-run portion of money wagered that is returned as prizes.

In video poker, RTP depends on both the payout schedule and how the player makes decisions.

The UK Gambling Commission notes that RTP involving skill should be calculated using an autoplay strategy or a standard or published strategy.

This is especially relevant to video poker.

A 9/6 Jacks or Better paytable has a theoretical return of approximately 99.54% when played optimally.

That figure is not a guarantee for one session.

RTP is a long-term average rather than a promise that $100 wagered today will return exactly $99.54. Gambling Commission guidance similarly explains that theoretical RTP is achieved over a large number of game plays rather than every individual session.

Why Small Payout Changes Matter

Reducing a Full House payout from 9 to 8 may seem minor.

Reducing the Flush from 6 to 5 may also look small.

But these hands occur far more frequently than Royal Flushes.

A Royal Flush is extremely rare, while Full Houses and Flushes contribute repeatedly to long-run returns.

That is why changing recurring mid-level payouts can noticeably alter a game’s mathematical profile.

Wizard of Odds lists 9/6 Jacks or Better at roughly 99.54%, while 8/5 is about 97.3% under optimal play.

The graphics may be identical.

The mathematical value is not.

Checking only the jackpot and ignoring the middle of the paytable is therefore an easy mistake.

Payout Tables Can Also Change Variance

RTP tells you the average theoretical return, but it does not describe exactly how prizes are distributed.

Variance measures how widely results can fluctuate.

For example, standard 9/6 Jacks or Better has lower variance than some bonus-oriented games such as Double Double Bonus because the latter concentrates more return in larger Four of a Kind prizes. Wizard of Odds lists notably different variance figures across these games.

Two games can therefore have fairly similar theoretical returns yet feel very different during a session.

One may deliver more frequent modest wins, while another depends more heavily on rarer premium hands.

This is another reason not to judge video poker from RTP alone.

Check the Table Before Pressing Deal

Before playing any unfamiliar version, look at the paytable first.

Confirm the lowest winning hand, Full House and Flush values, Four of a Kind rules, Royal Flush payout, and whether special bonus hands exist.

Also check the denomination and total wager.

A table displayed in credits can be misleading if you forget how much each credit is worth.

Five credits at $0.25 each means a $1.25 total wager. Five credits at $1 means $5.

The poker hand is the same, but the cash amount is obviously different.

Knowing both the credit payout and denomination prevents basic confussion about what a displayed prize actually means.

Understanding How Video Poker Payout Tables Work makes it easier to compare games before playing. The paytable shows which hands qualify, how many credits they pay, and whether special maximum-credit bonuses apply.

Small changes such as 9/6 becoming 8/5 can materially change theoretical RTP. Before dealing a hand, read the payout schedule, check the denomination, and make sure the strategy matches the exact version.

Casino Mathematics, Jacks Better, Payout Tables, Poker Payouts, Video Poker

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  • How Video Poker Payout Tables Work: A Beginner-Friendly Guide
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